Loans

You'll appreciate our low loan rates, flexible terms, and hassle-free application process. We are dedicated to providing you with the excellent service you deserve. If you need immediate loan approval, please contact us via email at info@valleyagfcu.org. We encourage you to receive a pre-approval prior to shopping for a vehicle loan. 

Rates are based on credit score and loans are subject to credit approval.

Valley Ag Federal Credit Union offers the following loans to members of the credit union.

  • Auto Loans

  • RV and Motorcycle Loans

  • Signature Loans

  • Payday Lending

  • Seasonal Loans

  • Credit Card Loans

Student Loans by Sallie Mae®

Wherever you are in your higher education, get the money you need for school. Student loans from Valley Ag FCU in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty*

Smart Option Student Loan®

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Valley Ag FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

*Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.